At Fintokei, each trader must purchase and manage their own accounts—with their own payment methods and identity.
It is strictly prohibited for anyone to pay for a Fintokei service on behalf of someone else, regardless of the payment method used.
We call this practice unauthorized third-party payment.
🚫 What exactly is prohibited?
It is not allowed to:
• Use someone else’s credit card, crypto wallet, or payment method to buy an account in your name
• Have another person (a friend, family member, team, or organization) pay for your challenge directly (except if you got it as a gift from our Voucher system)
• Act as a “middleman” and purchase accounts on behalf of other traders
Even if the intention seems harmless, this activity violates our identity and anti-abuse policies.
⚠️ Why is this a problem?
• It can be used to bypass KYC requirements, accountability, or location-based restrictions
• It opens the door to coordinated trading groups, signal-sellers, and abusive schemes
• It weakens our ability to evaluate individual trader performance fairly
We need to ensure that every trader is fully verified and financially responsible for their own account.
🔍 What happens if it’s detected?
If we detect a third-party payment, we may take any of the following actions:
• Send a warning and ask for explanations
• Request identity documents for both the Customer and the payer
• Temporarily suspend account access during the review
• Terminate the accounts or contract entirely if verification fails or abuse is suspected
• No refunds or payouts will be issued for any breached accounts
👀 For more information please read the detailed description of our warning system and risk management procedures in this FAQ article.
✅ How to stay compliant
📌 Always purchase your Fintokei accounts using your own verified payment method.
If you want to gift a challenge to someone, use our Voucher system—never bypass the process by paying on their behalf.
Fintokei backs verified, real traders.
If it’s not your money—and not your identity—it’s not your account. 🔐