At Fintokei, we don’t judge a trader based on just one trade—or even one payout.
We look at the bigger picture: how they perform across time, multiple accounts, and different conditions.
But if they repeatedly breach multiple evaluation or virtually funded accounts through high-risk or unsustainable behavior—resulting in excessive cumulative net losses over a short period of time, that is considered as irresponsible trading.
📉 What does this actually mean?
Some traders may:
• Purchase many evaluation accounts
• Trade all or many of themrecklessly or aggressively
• Collect a payout or two—but breach most of the virtually funded accounts
• End up net negative across their entire activity on virtually funded accounts
• Or repeatedly apply one or a combination of any of the forbidden gambling practices
None of such approaches is scalable, consistent, nor profitable when viewed holistically or applied in real world.
We generally review:
• Number of breaches across challenge and virtually funded accounts in the last 3 months, and overall
• The trading style and the strategy that have been employed to either passing or breaching your accounts
• Cumulative P/L on the virtually funded accounts in the last 3 months, and overall
If a trader consistently uses our platform in a way that leads to repeated account failures and long-term losses on virtually funded accounts, that’s not a skill—it may be a system abuse. Even if each individual account followed our basic rules, the overall trading style and the P/L can clearly show that it wouldn’t be viable in the real market conditions. And in such cases it falls under unsustainable trading practice.
Irresponsible trading behavior might be identified even before a trader reaches a virtually funded account. When someone repeatedly relies on one or a few high-impact trades — a tactic that might occasionally lead to passing the challenge — but that also results in multiple account breaches within a short time. While such strategies might temporarily bypass the evaluation process and even get you a few payouts, they lack consistency, do not reflect sustainable trading practices, and might cause rapid loss of capital in the real market conditions.
We are looking for disciplined traders who show long-term profitability, proper risk management, and a sustainable trading strategy.
What happens if we evaluate your trading as unsustainable?
⚠️ If flagged, we take a fair but firm approach:
1. You’ll receive a notification and the explanation of the findings. Following day, we will need to apply the Consistency Rules (e.g. leverage reduction, profit/loss caps) on all your existing and future accounts with Fintokei for the time being. This can be further reviewed in the next 3-6 months.
We will monitor your account and contact you if we see grounds for reassessment.
2. If you believe your strategy is wrongly evaluated by our system, you will be asked to submit a 6-month verified track record (trading statement), and may be invited for a video call with our team in order to prove its sustainability.
3. Alternatively, you can decide to close your account and receive a refund of the initial fee for any active account (provided no contract fee rewards have been issued for those accounts yet), plus any earned performance reward if applicable. We don’t want to keep anyone locked into a trading style they don’t agree with.
💭 “But what if I still get payouts?”
Even traders using irresponsible strategies can get lucky once or twice. And we will honor and pay out rewards even in such cases.
But these strategies almost always breach accounts soon after—and when you look at the big picture, their net results are negative.
A couple of payouts alone don’t make a strategy sustainable.
Controlled, repeatable performance does, and that is what we are looking for.
Please read more about this in our FAQ Why someone with 2 or 3 payouts may not be a “profitable trader”?, which also includes one interesting example about one of our traders from 2024.
💡 Final thought and why this matters
Trading at Fintokei isn’t about perfection—it’s about progress and purpose.
📌 If you’ve had ups and downs but you’re working toward consistency, we’re here to support you.
But if your strategy repeatedly leads to burned accounts, breached rules, and platform abuse—we will step in.
We’re building something long-term. And that means only one thing:
Fintokei backs real traders who want to improve and grow.