At Fintokei, we don’t judge a trader based on just one trade—or even one payout.
We look at the bigger picture: how they perform across time, multiple accounts, and different conditions.
But if they repeatedly breach multiple evaluation or virtually funded accounts through high-risk or unsustainable behavior—resulting in excessive cumulative net losses over a short period of time, that is considered as irresponsible trading.
📉 What does this actually mean?
We are looking for disciplined traders who show long-term profitability, proper risk management, and a sustainable trading strategy.
If, however, a trader consistently uses our platform in a way that results in frequent account breaches and long-term losses on virtually funded accounts, that’s not a skill—it may be a system abuse. Even if each individual account followed our basic rules, the overall trading style and the P/L can clearly show that it wouldn’t be viable in the real market conditions. And in such cases it falls under unsustainable trading practice.
Furthermore, irresponsible trading behavior may be identified even before a trader reaches a virtually funded account. When someone repeatedly relies on one or a few high-impact trades in order to reach significant part of the profit target, such tactic might occasionally lead to passing the challenge phase or even get you a few payouts afterwards, but it often results in multiple account breaches within a short time.
In case we therefore identify repeated irresponsible trading patterns like this across your profile at Fintokei, we will send you a warning. And if such behavior continues to happen even after the warning, we can classify your trading as unsustainable trading practice.
What happens if we evaluate your trading as unsustainable?
⚠️ If flagged, we take a fair but firm approach:
1. You’ll receive a notification and the explanation of the findings. Following day, we will need to apply the Consistency Rules (e.g. leverage reduction, profit/loss caps) on all your existing and future accounts with Fintokei for the time being. This can be further reviewed in the next 3-6 months.
We will monitor your account and contact you if we see grounds for reassessment.
2. If you believe your strategy is wrongly evaluated by our system, you will be asked to submit a 6-month verified track record (trading statement), and may be invited for a video call with our team in order to prove its sustainability.
3. Alternatively, you can decide to close your account and receive a refund of the initial fee for any active account (provided no contract fee rewards have been issued for those accounts yet), plus any earned performance reward if applicable. We don’t want to keep anyone locked into a trading style they don’t agree with.
💭 “But what if I still get payouts?”
Even traders using irresponsible strategies can get lucky once or twice. And we will honor and pay out rewards even in such cases.
But these strategies almost always breach accounts soon after—and when you look at the big picture, their net results are negative.
A couple of payouts alone don’t make a strategy sustainable.
Controlled, repeatable performance does, and that is what we are looking for.
Please read more about this in our FAQ Why someone with 2 or 3 payouts may not be a “profitable trader”?, which also includes one interesting example about one of our traders from 2024.
💡 Final thought and why this matters
Trading at Fintokei isn’t about perfection—it’s about progress and purpose.
📌 If you’ve had ups and downs but you’re working toward consistency, we’re here to support you.
But if your strategy repeatedly leads to burned accounts, breached rules, and platform abuse—we will step in.
We’re building something long-term. And that means only one thing:
Fintokei backs real traders who want to improve and grow.